Roth IRAs offer tax-free growth; contributions are taxed upfront, benefiting those who expect to be in the same or a higher tax bracket in the future. You can invest Roth IRA funds in stocks ...

giving your money lots of time to grow: Calculations and chart by author. Returning to your new friend the Roth account, revisit the table above and imagine that you amassed $600,000 in your account ...

Roth IRA conversions let you turn tax-deferred savings into Roth, incurring taxes now for tax-free withdrawals later. No limit exists on the amount you can convert per year, but large sums might ...

So, where do we go from here? The federal government’s remedies include higher taxes, lower expenses, or both. Those people on the right side of the political spectrum may say no higher taxes ...