Rates on 30-year mortgage refinance loans edged up another 3 basis points Monday, pushing the average up to 7.15%. That's just 4 basis points under the 7.19% reading notched on Dec. 24, which was the most expensive level for 30-year refi rates since late July.

Lowering your interest rate can save you money over the life of the loan. Here are seven ways to make it happen.

As we step into the new year, with the presidential inauguration on the horizon, many are wondering about the direction of interest rates.

There aren't likely to be any dramatic dips in mortgage rates in the near future. New year, new housing market? Not exactly. In early 2025, affordability remains a major challenge for prospective homebuyers,