Home equity loans and HELOCs have lower interest rates than credit cards, encouraging some homeowners to use them to pay off ...

A HELOC, however, which works as a revolving line of credit the way ... rates are materially lower than home equity loans. But those aren't the only HELOC benefits that may surprise homeowners ...

Are you swimming in credit card debt? With the average interest rate of more than 22 percent, you may want to check out one option to erase credit debt.

Your home’s equity can provide you with funds to meet your financial goals. Find out the most effective method for your ...

Even with HELOC interest rates routinely falling, a home equity loan can still be valuable for homeowners. Here's why.

With a home equity line of credit (or HELOC), you can borrow against ... where available. Standout benefits: Figure will lend up to 95% of your home's value and you can access funds in as little ...

HELOC introductory rates can run as low as 0.25% but understand the terms before committing to the line of credit.

The pandemic-era housing boom swelled Americans' home equity to record levels. Tapping into that could prop up the consumer ...

Kim is a freelance contributor to Newsweek’s personal finance team. She began her career on the Bankrate copy desk in 2010, worked as a managing editor at Macmillan and went full-time freelance ...

Home equity loans and HELOCs (home equity lines of credit) both allow you to borrow against your ownership stake in your home. Both use your home as collateral, and may offer tax deductions if the ...