Explore life settlements, a little-known option to turn your unwanted coverage into a substantial cash payout. You may be surprised to know that over $140 billion of life insurance representing ...

add the money to your cash value, or use it to pay premiums or anything else you like. With universal life insurance your cash value typically grows at a guaranteed minimum interest rate ...

If you are the beneficiary of a life insurance policy, the payout — known as a death benefit — is typically tax-free. There are some exceptions, however. Here's what you need to know about ...

Beneficiaries typically use the payout for estate taxes or other financial obligations. Cost-competitive term and cash value life insurance for buyers over age 50. Cash value life insurance buyers ...

Some life insurance policies do more than protect your family's future—they can also provide financial flexibility during your lifetime.

Immediate Cash: One of the primary benefits of a life settlement is that it provides an immediate cash payout to the policy owner. This can be particularly useful if the policy owner is in need of ...