It’s important to shop around before locking into a CD to find the best possible rates and terms for your needs. If you’re considering an American Express CD, keep reading for some key insights.

Business Insider's personal finance team compared American Express® CDs to the best CD rates and found it to be a middle-of-the-road offering. While its CD rates are more competitive than most ...

E. Napoletano is a former registered financial advisor and award-winning author and journalist. With more than 15 years of experience crafting content about all aspects of personal finance ...

American Express CDs come with no fees and offer solid rates on shorter terms, making them a good choice for maximizing returns on short-term goals. Information about the American Express CDs ...

The bank also has a selection of certificates of deposit (CDs) that offer solid rates. Savings rates and details as of 05/08/2025. The American Express® High Yield Savings Account is the bank’s ...

American Express offers an IRA High Yield Savings account and an IRA Certificate of Deposit. Neither account has a minimum balance requirement, but rates differ between the two. CDs generally ...

CDs have high yields because you can’t ... What Is the Amex Savings Interest Rate? The American Express savings interest rate is 4.00%. Keep in mind that high-yield savings accounts have ...

Some American Express rates are competitive, while others aren’t. The bank’s 11-month CD is the highest yielding, with a 4.00% APY. But it’s possible to find higher CD rates through other banks.

American Express CD rates are up to 3.75%, higher than the national average for some term lengths. It has no minimum balance requirement, making it particularly useful for those without ...

Key Takeaways American Express currently has CD terms of 11 months to five years with APYs ranging from 0.10% to 4.00%. While Amex CD rates often beat those of brick-and-mortar banks, some ...